My ex-husband and my house go through foreclosure, my describe is not on the loan, solely the title.,?

am I financially reponsible to pay wager on the money still owed?

Well here is how it works
When you borrow money, you create a promissory note for the debt showing the amounts, expressions, payments etc. In addition to the make a note of you as the borrower must give the lender collateral surrounded by case you can not pay cheque the promissory note. This is done by the borrower giving complete assurances that the property to be used as collateral is owned by the borrower and but for solely by them that the individuals holding additional interest contained by the title sign the instrument providing the lender with the collateral. This collateral instrument is call a mortgage. The mortgage is nothing more than the title holder providing the lender beside a right to take the borrower to court and give somebody a lift their property as payment for the details.This type of transaction is usually known as a facts and mortgage but it is two separate instruments.
So, if your ex got foreclosed and you be not on the promissory note creating the debt or you did not sign your interest over to the lender on the mortgage, but you be on the title you had to own had awareness of the foreclosure and your interest had to be litigated, or you are a 50% partner within interest of the property title with the lender, even though you have no privity to the promissory note.
I'd check those papers again.
Buena Suerte

Additional Details
Oh yeah I forgot; if you be married at the time of the foreclosure and you lived in any of the following states and you have acquired the property foreclosed during marriage ceremony and the issue of ownership was not determined contained by the divorce property settlement agreement, you're in trouble
Arizona, California, Idaho, New Mexico, Louisiana, Washington, Nevada, Texas, Wisconsin and Alaska.
Legal begals are hereby recommended
Free trial aid search for adjectives states: http://www.lawhelp.org/

Is anybody familar near the website www.realtytrac.com?

Do you dream up the cost of

First, it is VERY unusual for a lending company to produce a loan for one person if BOTH nation have their name on the title. Since your name is not on the loan, you enjoy no responsibility to pay the money.

However, you should check the authority of them forcing YOU to sell your home as they are taking your partly of the house and you did not borrow the money. I believe at the very lowest possible, half of any money made stale the sale is yours PRIOR to the lend company getting their money.

For example, if your ex-husband bought the house for $100,000 and he put $20,000 down, he took out a loan for $80,000. Assume the house went up contained by value to $120,000 next there is a gross profit of $20,000 on the house. Assuming the cost of the mart (realtor) was 5%, within was a web profit of $19,000. Half of that profit is yours as co-owner of the home. The bank will transport the remainder on the Loan (probably slightly less than $80,000) and the cost of the repossession (could be up to $5000) and return what is moved out of the deposit to your ex-husband and HIS half of the profit.

Be warn however, all the hill cares give or take a few it getting their money. So they may just deal in it for the amount they need and could aid less around the deposit or profit.

MY RECOMMENDATION: Send a letter to the edge explaining your ownership issue with the home. Tell them you would be inclined to release the bank of adjectives liability for selling YOUR home if they ensure the foreclosure does not impact your credit rating and half of any profit be sent to you after the public sale. You could come out of this with a few thousand to help out you buy another home.

Can somone rent an apartment within Minnesota

Legally no, unless the mortgage company has your social wellbeing number. If they do, they may "accidently" put it on your credit. Keep close tabs on your credit report and manufacture sure they dont. If they do, you can file an online dispute at www.annualcreditreport.com (The 3 bureau's reciprocal website for disputes) and have it taken past its sell-by date.

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